Before / after
The home screen is the clearest place to show the shift — from a dense, static balance display to a bold number and one-tap actions.
Add a screenshot of the legacy BMO home screen here for comparison
A personal concept redesign of BMO's mobile banking app — rebuilt around three things people actually do: check in, move money, and see where they stand.
BMO's mobile banking app felt legacy — dense screens, a dated visual language, and none of the polish people now expect from banking and investing apps like Wealthsimple. Common actions were buried, investment performance was hard to see at a glance, and card details were scattered across menus instead of living in one place.
This was a self-directed concept project, not a client engagement — so the direction came from competitive benchmarking against modern fintech apps and firsthand frustration with the existing BMO app, rather than formal user research. Three principles guided the redesign:
Surface the most common actions — sending, transferring, paying bills, checking insights — directly on the dashboard instead of behind a menu.
Make performance visible, not buried. Investments get their own page with a timeline graph instead of a single static number.
Consolidate scattered card details — balances, transaction history, limits, bill pay — into one virtual view per card.
The home screen is the clearest place to show the shift — from a dense, static balance display to a bold number and one-tap actions.
Three flows, rebuilt around what people actually use the app for.
Quick-access buttons for Send, Transfer, Pay Bill, and Insights sit right on the dashboard — the four things people do most, one tap away instead of buried in a menu.
A dedicated page shows how accounts are performing, with a timeline graph so growth is visible at a glance instead of a single static balance.
A virtual view of every card — balances, transaction history, limits, and bill payments — all in one place instead of scattered across menus.
